Knowing Whether a Defendant is Insured or Uninsured is Vital to any Auto Accident Case

All drivers in Texas must have auto insurance. And in the last few years, several powerful high-tech tools have been made available to law officers for them to know this important fact immediately; and mete out “street justice” by immediately towing non-insured vehicles and giving these uninsured drivers costly tickets. But still, one-in-four in Texas insist on driving uninsured. Whether an insurance company is involved in your case or not makes a significant difference in the legal process and the ultimate disposition of your claim. But certain conditions surrounding your accident (and compensation) can become intricate, and litigious. And much of the time these elements arise from an insurance company that doesn’t want to pay up. More about our San Antonio car accident lawyers

Suppose that both drivers involved in your accident were insured and an insurance company is responsible for compensating you for your injuries. This is generally good news for you as it usually means there will theoretically be some amount of money available to compensate you for your losses if you’re successful in bringing your claim. But, most drivers with “street legal-only” insurance carry minimum coverage on their vehicle, and the insurance policy may not fully reimburse you for your losses if your accident was especially severe. Also, just because there is money supposedly available under an insurance policy to compensate you, doesn’t necessarily mean that the check is coming without some sort of negative drama. Anyone who has carried minimum coverage (or been hit by negligent drivers who have it) understands that some companies pay better (meaning quicker) than others. And some – with claimants as well as customers in general – aren’t apt to respond quickly to any process other than taking in premiums. And in just about any accident where an insurance company is involved, it means that at some point, you’ll be up against aggressive adjusters, accident recreation specialists, defense attorneys, and others who all work to see that you lose (and they win by keeping their money).

Then there’s the 25 percent chance (at least!) that the other driver involved in your wreck was uninsured. Hopefully, you have uninsured (UM) /underinsured (UIM) motorist coverage. But since the other driver is responsible for paying you for your injuries, your primary interest is this. If he is uninsured or underinsured, will your insurer provide the UM/UIM service you paid for and cover you (or pay the difference) when the negligent driver comes up short and it’s time to compensate you?

You also must know how solvent this negligent driver is. If a defendant is insolvent, it means that he or she does not have the money to completely compensate you for your injuries: if they can even compensate you all. When a defendant is insolvent, there’s little value in pursuing litigation against him, no matter how strong your case is in proving he should otherwise be held liable for your losses. This is a sad but regular reality that some accident victims are unable to recover compensation from insolvent defendants. And if that happens, hopefully, you have UM/UIM coverage.

Sometimes, the other driver will take steps to hide his assets in order to appear insolvent. He might also try and hide this wreck from his insurance company that is threatening to drop his coverage if he gets in one more. The Texas auto accident lawyers at our Texas Law Office traditionally perform an asset check on any defendant to find out how much he’s really worth and get a clear picture of his actual insurance coverage. If there’s money available, we’ll find it and work to make sure the court is aware of the defendant’s efforts at hiding assets so you will receive the damages owed to you.

Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.

This Blog was posted By The Carabin & Shaw Law Firm. principle Office in San Antonio, Texas

Car Accidents

Since Henry Ford first began mass-producing the horseless carriage, driving has steadily become the primary mode of transportation for millions of Americans. Residents seem to spend more time in their cars than ever before. With so much time on the road, car accidents seem inevitable. We pass fender-benders every day on our freeways and suburban streets. Although some crashes prove minor, many motor vehicle collisions result in serious injuries and even fatalities. In many cases, these accidents are the result of driver distraction or recklessness. Between substance abuse, cell phone use, and speeding, dangerous driving behaviors put people at constant risk. If you have been injured in a car, motorcycle, or truck accident, we can help. Please contact our car accident lawyers today.

Truck and Motorcycle Accidents
SUV Rollovers
Road Defects
Truck and Motorcycle Accidents

Serious truck, motorcycle, and car accidents are incredibly prevalent. As more and more heavyweight trucks flood the roads, they present an increasing danger to the drivers of passenger cars. More here @ https://www.accident-lawyers-dallas.com/car-accident-attorneys

Motorcyclists contribute to a significant percentage of all traffic-related injuries and fatalities. Three-quarters of all motorcycle accidents involve collisions with passenger vehicles, and the primary reason for collision is the failure of motorists to see the motorcyclist. Motorcycle accidents occur most frequently at intersections when other drivers violate the rider’s right-of-way or other traffic laws.

If you or a member of your family have been the victim of a truck, motorcycle, or car accident, get in touch with the lawyers at our law firm today. We accept cases on a contingency fee basis, which means that we do not get paid if you don’t win your case. We will fight for your rights and do everything possible to make sure you get the maximum compensation you deserve.

SUV Rollovers

In recent years, SUVs, or “Sport Utility Vehicles,” have become increasingly popular. Many families have traded in their minivans for large SUVs that can transport kids and trailers with ease. Unfortunately, SUVs do not always provide the same level of passenger safety as smaller vehicles. When an SUV proves to be inordinately top-heavy or otherwise unstable, it can be at a higher risk for rollovers.

Ultimately, it is the responsibility of the car designers and manufacturers to take into account the high rollover capability of SUVs and to make them with appropriate safeguards against rollover car accidents. However, there are many SUVs on the roads today that isn’t reasonably protected from rolling over. When an SUV rollover is the result of the vehicle’s dangerous design, then our car accident lawyers can sue the responsible party under product liability law.

If you or a loved one has been in an SUV rollover, the car accident lawyers at our Law Firm can build a case for you. For a free case review, please contact our office right away.

Road Defects

The statistics are in, and they are shocking: Safety experts estimate that dangerous and defective roads are responsible for nearly one-third of all fatal car accidents. The risk to motorists is extremely high due to severe congestion and bad conditions of streets and freeways.

Some of the most common accident-causing road defects include:

Obstacles in the road
Defective or broken medians
Narrow lanes and shoulders
Too few lanes
Poor road markings
Inadequate traffic signals

Contact Our Car Accident Lawyers

If you or a family member have been involved in a road defect-related car accident, please consult our lawyers today. We’ll review the facts of your case and begin working on your behalf as soon as possible.