Most of the time, your compensatory quest begins with the trucking company’s liability insurance company. Interstate trucking firms are required by the federal government to purchase sizable insurance policies to protect against the inevitable accidents that occur. The same holds true for Texas. But just because they have insurance doesn’t mean they necessarily want to pay when one of their insured trucks hits you and causes serious injuries, wrongful death, and expensive property damage. Don’t be misguided into thinking that winning a reasonable insurance payment from a trucking company is a quick, easy or painless process with no surprises awaiting you.
For generations, the mission of every insurance company is to protect their bottom line, regardless of whether that company is a corporation that answers to stockholders or a mutual fund company that answers to its policyholders (as-in your defendants). All insurance companies are in the business of taking-in premiums and paying out as little as absolutely necessary in claims. Their prime directive is to deny your claim for as long as possible, avoid paying you fairly if they can, and protect their cash. Altogether, they do this thousand of times every year. They do it habitually, and because they think they can get away with it. Without the right experienced attorney on your side, the odds of collecting a fair settlement from an insurance company are astoundingly against you.
While the Texas Civil Practices and Remedies Codes grant the right for anyone who has been injured in an 18 wheeler accident (or the family of one who was killed) to be compensated, the law doesn’t automatically grant a victim claims an injury. It must hard-fought and won. You, as plaintiff, must first prove the liability of those responsible for the injuries arising from your big rig accident has caused, and all the other damages arising from it. The burden of proof is yours. Unless you clearly show that the money you’re asking for is a fair reflection of your true losses, damages, and injuries, you have no hope of winning. The insurance company and the lawyers who represent them, do everything possible to deny your claim. And if they lose, they then strenuously argue that the compensation amount you seek is excessive and unreasonable.
Insurance adjusters are their first weapon against you. They shield their employer from you because their job is to save their companies money by denying your claim or underestimating the true and total cost of the wreck to you. And the best adjusters are given the most important cases. Since truck wrecks are generally the most expensive of vehicular accidents and command the highest damage amounts, they are the most important claims and pose the most danger to any insurance company’s profits. An adjuster acts like your best friend and constantly assures you that all of your needs are met. Then they turn around and stab you in the back because that too is their job. Insurance adjusters are very clever. They try to imitate a good relationship with your car insurance agent. Often, under the guise of being your “good neighbor agent,” they might innocently try and record you saying something that is later twisted into sounding like your admitting liability. They regularly use this tactic to destroy your chance to receive anything close to fair compensation. Some unscrupulous adjusters even try to deceptively convince uninformed truck accident injury victims to sign away the legal right to sue in exchange for a measly settlement amount that would never even approach fair compensation for the victim’s injuries and other financial losses from a big rig accident. We’ve seen a few of them haunting the ICU waiting for victims to get out of emergency surgery before they pounce.
Corporate insurance adjusters and defense lawyers lick their chops when they find a victim who tries to represent his or herself, or is represented by under-experienced legal counsel. They know how easy it is to lead such novices around by the nose. The tactics of an insurance company to save their money by denying your rightful claim is illustration enough of why you need aggressive, experienced legal representation. Our clients know that a good accident attorney shields them from insurance companies who want to keep victimizing accident victims.
Only the history of success of an experienced 18 wheeler accident law firm such as our Law Firm will set unscrupulous insurance adjusters in their place and compel their insurance company into a fair settlement, or defeat them in court if they refuse to see reason.
Our Law Firm has decades of successful skill in handling personal injury litigation in 18-wheeler accident claims and cases. If you’ve been seriously injured, or a family member has been killed by one of these trucks, our expertise assures that you receive the fairest compensation possible for the injuries and pain you have suffered, or the wrongful death of your loved one. We’ve helped deliver millions of dollars to hundreds of accident victims in Texas. Our experienced accident lawyers can help you win the best compensation possible for you.
Call us today at 1(800) 862-1260 (toll-free) for a free consultation to continue your road to total recovery and resume your life. You’re already been victimized once. Don’t let it happen a second time because you waited too long to do the right thing about it.
This blog was posted by Ford and Laurel Attorneys Laredo, Texas