Representing the Survivors of Catastrophic Injury

Electrocution can cause a variety of catastrophic injury and sometimes death. The extent and severity of electrocution trauma is determined

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Preeminent Injury Law Firm

Victims of serious injury should seek legal representation to help them recover the compensation for damages that they deserve. The

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What to Expect from Our Law Firm

We know that contacting a personal injury attorney can be intimidating. The process of finding, interviewing, and hiring a lawyer

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Knowing Whether a Defendant is Insured or Uninsured is Vital to any Auto Accident Case

Knowing Whether a Defendant is Insured or Uninsured is Vital to any Auto Accident Case

All drivers in Texas must have auto insurance. And in the last few years, several powerful high-tech tools have been made available to law officers for them to know this important fact immediately; and mete out “street justice” by immediately towing non-insured vehicles and giving these uninsured drivers costly tickets. But still, one-in-four in Texas insist on driving uninsured. Whether an insurance company is involved in your case or not makes a significant difference in the legal process and the ultimate disposition of your claim. But certain conditions surrounding your accident (and compensation) can become intricate, and litigious. And much of the time these elements arise from an insurance company that doesn’t want to pay up. More about our San Antonio car accident lawyer

Suppose that both drivers involved in your accident were insured and an insurance company is responsible for compensating you for your injuries. This is generally good news for you as it usually means there will theoretically be some amount of money available to compensate you for your losses if you’re successful in bringing your claim. But, most drivers with “street legal-only” insurance carry minimum coverage on their vehicle, and the insurance policy may not fully reimburse you for your losses if your accident was especially severe. Also, just because there is money supposedly available under an insurance policy to compensate you, doesn’t necessarily mean that the check is coming without some sort of negative drama. Anyone who has carried minimum coverage (or been hit by negligent drivers who have it) understands that some companies pay better (meaning quicker) than others. And some – with claimants as well as customers in general – aren’t apt to respond quickly to any process other than taking in premiums. And in just about any accident where an insurance company is involved, it means that at some point, you’ll be up against aggressive adjusters, accident recreation specialists, defense attorneys, and others who all work to see that you lose (and they win by keeping their money).

Then there’s the 25 percent chance (at least!) that the other driver involved in your wreck was uninsured. Hopefully, you have uninsured (UM) /underinsured (UIM) motorist coverage. But since the other driver is responsible for paying you for your injuries, your primary interest is this. If he is uninsured or underinsured, will your insurer provide the UM/UIM service you paid for and cover you (or pay the difference) when the negligent driver comes up short and it’s time to compensate you?

You also must know how solvent this negligent driver is. If a defendant is insolvent, it means that he or she does not have the money to completely compensate you for your injuries: if they can even compensate you all. When a defendant is insolvent, there’s little value in pursuing litigation against him, no matter how strong your case is in proving he should otherwise be held liable for your losses. This is a sad but regular reality that some accident victims are unable to recover compensation from insolvent defendants. And if that happens, hopefully, you have UM/UIM coverage.

Sometimes, the other driver will take steps to hide his assets in order to appear insolvent. He might also try and hide this wreck from his insurance company that is threatening to drop his coverage if he gets in one more. The Texas auto accident lawyers at our Texas Law Office traditionally perform an asset check on any defendant to find out how much he’s really worth and get a clear picture of his actual insurance coverage. If there’s money available, we’ll find it and work to make sure the court is aware of the defendant’s efforts at hiding assets so you will receive the damages owed to you.

Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.

Car Accidents – Personal Injury Law

This Blog was posted By The Carabin & Shaw Law Firm. principle Office in San Antonio, Texas

Car Accidents

Since Henry Ford first began mass-producing the horseless carriage, driving has steadily become the primary mode of transportation for millions of Americans. Residents seem to spend more time in their cars than ever before. With so much time on the road, car accidents seem inevitable. We pass fender-benders every day on our freeways and suburban streets. Although some crashes prove minor, many motor vehicle collisions result in serious injuries and even fatalities. In many cases, these accidents are the result of driver distraction or recklessness. Between substance abuse, cell phone use, and speeding, dangerous driving behaviors put people at constant risk. If you have been injured in a car, motorcycle, or truck accident, we can help. Please contact our car accident lawyers accident attorneys

Truck and Motorcycle Accidents
SUV Rollovers
Road Defects
Truck and Motorcycle Accidents

Serious truck, motorcycle, and car accidents are incredibly prevalent. As more and more heavyweight trucks flood the roads, they present an increasing danger to the drivers of passenger cars. More here @

Motorcyclists contribute to a significant percentage of all traffic-related injuries and fatalities. Three-quarters of all motorcycle accidents involve collisions with passenger vehicles, and the primary reason for collision is the failure of motorists to see the motorcyclist. Motorcycle accidents occur most frequently at intersections when other drivers violate the rider’s right-of-way or other traffic laws.

If you or a member of your family have been the victim of a truck, motorcycle, or car accident, get in touch with the lawyers at our law firm today. We accept cases on a contingency fee basis, which means that we do not get paid if you don’t win your case. We will fight for your rights and do everything possible to make sure you get the maximum compensation you deserve.

SUV Rollovers

In recent years, SUVs, or “Sport Utility Vehicles,” have become increasingly popular. Many families have traded in their minivans for large SUVs that can transport kids and trailers with ease. Unfortunately, SUVs do not always provide the same level of passenger safety as smaller vehicles. When an SUV proves to be inordinately top-heavy or otherwise unstable, it can be at a higher risk for rollovers.vehicle crash lawyers

Ultimately, it is the responsibility of the car designers and manufacturers to take into account the high rollover capability of SUVs and to make them with appropriate safeguards against rollover car accidents. However, there are many SUVs on the roads today that isn’t reasonably protected from rolling over. When an SUV rollover is the result of the vehicle’s dangerous design, then our car accident lawyers can sue the responsible party under product liability law.

If you or a loved one has been in an SUV rollover, the car accident lawyers at our Law Firm can build a case for you. For a free case review, please contact our office right away.

Road Defects

The statistics are in, and they are shocking: Safety experts estimate that dangerous and defective roads are responsible for nearly one-third of all fatal car accidents. The risk to motorists is extremely high due to severe congestion and bad conditions of streets and freeways.

Some of the most common accident-causing road defects include:

Obstacles in the road
Defective or broken medians
Narrow lanes and shoulders
Too few lanes
Poor road markings
Inadequate traffic signals

Contact Our Car Accident Lawyers

If you or a family member have been involved in a road defect-related car accident, please consult our lawyers today. We’ll review the facts of your case and begin working on your behalf as soon as possible.

car accident attorneys laredo

Insurance Companies and their Adjusters Lurk at Every Turn to Derail Your Compensation Rights

Most of the time, your compensatory quest begins with the trucking company’s liability insurance company. Interstate trucking firms are required by the federal government to purchase sizable insurance policies to protect against the inevitable accidents that occur. The same holds true for Texas. But just because they have insurance doesn’t mean they necessarily want to pay when one of their insured trucks hits you and causes serious injuries, wrongful death, and expensive property damage. Don’t be misguided into thinking that winning a reasonable insurance payment from a trucking company is a quick, easy or painless process with no surprises awaiting you. car accident attorneys laredo

For generations, the mission of every insurance company is to protect their bottom line, regardless of whether that company is a corporation that answers to stockholders or a mutual fund company that answers to its policyholders (as-in your defendants). All insurance companies are in the business of taking-in premiums and paying out as little as absolutely necessary in claims. Their prime directive is to deny your claim for as long as possible, avoid paying you fairly if they can, and protect their cash. Altogether, they do this thousand of times every year. They do it habitually, and because they think they can get away with it. Without the right experienced attorney on your side, the odds of collecting a fair settlement from an insurance company are astoundingly against you.

While the Texas Civil Practices and Remedies Codes grant the right for anyone who has been injured in an 18 wheeler accident (or the family of one who was killed) to be compensated, the law doesn’t automatically grant a victim claims an injury. It must hard-fought and won. You, as plaintiff, must first prove the liability of those responsible for the injuries arising from your big rig accident has caused, and all the other damages arising from it. The burden of proof is yours. Unless you clearly show that the money you’re asking for is a fair reflection of your true losses, damages, and injuries, you have no hope of winning. The insurance company and the lawyers who represent them, do everything possible to deny your claim. And if they lose, they then strenuously argue that the compensation amount you seek is excessive and unreasonable.

Insurance adjusters are their first weapon against you. They shield their employer from you because their job is to save their companies money by denying your claim or underestimating the true and total cost of the wreck to you. And the best adjusters are given the most important cases. Since truck wrecks are generally the most expensive of vehicular accidents and command the highest damage amounts, they are the most important claims and pose the most danger to any insurance company’s profits. An adjuster acts like your best friend and constantly assures you that all of your needs are met. Then they turn around and stab you in the back because that too is their job. Insurance adjusters are very clever. They try to imitate a good relationship with your car insurance agent. Often, under the guise of being your “good neighbor agent,” they might innocently try and record you saying something that is later twisted into sounding like your admitting liability. They regularly use this tactic to destroy your chance to receive anything close to fair compensation. Some unscrupulous adjusters even try to deceptively convince uninformed truck accident injury victims to sign away the legal right to sue in exchange for a measly settlement amount that would never even approach fair compensation for the victim’s injuries and other financial losses from a big rig accident. We’ve seen a few of them haunting the ICU waiting for victims to get out of emergency surgery before they pounce.

Corporate insurance adjusters and defense lawyers lick their chops when they find a victim who tries to represent his or herself, or is represented by under-experienced legal counsel. They know how easy it is to lead such novices around by the nose. The tactics of an insurance company to save their money by denying your rightful claim is illustration enough of why you need aggressive, experienced legal representation. Our clients know that a good accident attorney shields them from insurance companies who want to keep victimizing accident victims.

Only the history of success of an experienced 18 wheeler accident law firm such as our Law Firm will set unscrupulous insurance adjusters in their place and compel their insurance company into a fair settlement, or defeat them in court if they refuse to see reason.

Our Law Firm has decades of successful skill in handling personal injury litigation in 18-wheeler accident claims and cases. If you’ve been seriously injured, or a family member has been killed by one of these trucks, our expertise assures that you receive the fairest compensation possible for the injuries and pain you have suffered, or the wrongful death of your loved one. We’ve helped deliver millions of dollars to hundreds of accident victims in Texas. Our experienced accident lawyers can help you win the best compensation possible for you.

Call us today at 1(800) 862-1260 (toll-free) for a free consultation to continue your road to total recovery and resume your life. You’re already been victimized once. Don’t let it happen a second time because you waited too long to do the right thing about it.

This blog was posted by Ford and Laurel Attorneys Laredo, Texas