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Insurance Companies and their Adjusters Lurk at Every Turn to Derail Your Compensation Rights

Insurance Companies and their Adjusters Lurk at Every Turn to Derail Your Compensation Rights

Most of the time, your compensatory quest begins with the trucking company’s liability insurance company. Interstate trucking firms are required by the federal government to purchase sizable insurance policies to protect against the inevitable accidents that occur. The same holds true for Texas. But just because they have insurance doesn’t mean they necessarily want to pay when one of their insured trucks hits you and causes serious injuries, wrongful death, and expensive property damage. Don’t be misguided into thinking that winning a reasonable insurance payment from a trucking company is a quick, easy or painless process with no surprises awaiting you. car accident attorneys laredo

For generations, the mission of every insurance company is to protect their bottom line, regardless of whether that company is a corporation that answers to stockholders or a mutual fund company that answers to its policyholders (as-in your defendants). All insurance companies are in the business of taking-in premiums and paying out as little as absolutely necessary in claims. Their prime directive is to deny your claim for as long as possible, avoid paying you fairly if they can, and protect their cash. Altogether, they do this thousand of times every year. They do it habitually, and because they think they can get away with it. Without the right experienced attorney on your side, the odds of collecting a fair settlement from an insurance company are astoundingly against you.

While the Texas Civil Practices and Remedies Codes grant the right for anyone who has been injured in an 18 wheeler accident (or the family of one who was killed) to be compensated, the law doesn’t automatically grant a victim claims an injury. It must hard-fought and won. You, as plaintiff, must first prove the liability of those responsible for the injuries arising from your big rig accident has caused, and all the other damages arising from it. The burden of proof is yours. Unless you clearly show that the money you’re asking for is a fair reflection of your true losses, damages, and injuries, you have no hope of winning. The insurance company and the lawyers who represent them, do everything possible to deny your claim. And if they lose, they then strenuously argue that the compensation amount you seek is excessive and unreasonable.

Insurance adjusters are their first weapon against you. They shield their employer from you because their job is to save their companies money by denying your claim or underestimating the true and total cost of the wreck to you. And the best adjusters are given the most important cases. Since truck wrecks are generally the most expensive of vehicular accidents and command the highest damage amounts, they are the most important claims and pose the most danger to any insurance company’s profits. An adjuster acts like your best friend and constantly assures you that all of your needs are met. Then they turn around and stab you in the back because that too is their job. Insurance adjusters are very clever. They try to imitate a good relationship with your car insurance agent. Often, under the guise of being your “good neighbor agent,” they might innocently try and record you saying something that is later twisted into sounding like your admitting liability. They regularly use this tactic to destroy your chance to receive anything close to fair compensation. Some unscrupulous adjusters even try to deceptively convince uninformed truck accident injury victims to sign away the legal right to sue in exchange for a measly settlement amount that would never even approach fair compensation for the victim’s injuries and other financial losses from a big rig accident. We’ve seen a few of them haunting the ICU waiting for victims to get out of emergency surgery before they pounce.

Corporate insurance adjusters and defense lawyers lick their chops when they find a victim who tries to represent his or herself, or is represented by under-experienced legal counsel. They know how easy it is to lead such novices around by the nose. The tactics of an insurance company to save their money by denying your rightful claim is illustration enough of why you need aggressive, experienced legal representation. Our clients know that a good accident attorney shields them from insurance companies who want to keep victimizing accident victims.

Only the history of success of an experienced 18 wheeler accident law firm such as our Law Firm will set unscrupulous insurance adjusters in their place and compel their insurance company into a fair settlement, or defeat them in court if they refuse to see reason.

Our Law Firm has decades of successful skill in handling personal injury litigation in 18-wheeler accident claims and cases. If you’ve been seriously injured, or a family member has been killed by one of these trucks, our expertise assures that you receive the fairest compensation possible for the injuries and pain you have suffered, or the wrongful death of your loved one. We’ve helped deliver millions of dollars to hundreds of accident victims in Texas. Our experienced accident lawyers can help you win the best compensation possible for you.

Call us today at 1(800) 862-1260 (toll-free) for a free consultation to continue your road to total recovery and resume your life. You’re already been victimized once. Don’t let it happen a second time because you waited too long to do the right thing about it.

This blog was posted by Ford and Laurel Attorneys Laredo, Texas

How to Act At The Scene Of A Car Collision For Which We Are Not At Fault

How to act at the scene of a car collision for which we are not at fault

The world would be a better place if we were able to predict and prevent car accidents. Unfortunately, they still continue to be the most common cause for personal injuries in the US. No matter what laws are passed and what safety systems are installed in your vehicle, if you are not fully concentrated while driving, there is nothing that can protect you.car accident lawyers

Car Accident Lawyers

There is hardly anyone who hasn’t been involved in a car accident at least once in his or her lifetime. It is a good idea to know of an expert car crash lawyer just in case you need one. No matter how unnecessary that may seem to you, it is important to have a lawyer in mind. If you get hurt, it will be extremely important to have a lawyer by your side from the very beginning to help the investigation.

In the very likely case that you have no one to call when injured in a car collision and you need to take some immediate action, we recommend you to do the following:

Call 911 to seek medical help if injured.
Write down all the details that you may later forget. That can be the plate numbers of all the cars involved in the collision, the contact details of all witnesses present and the insurance policy number of the party at fault.
Write down any recollections of what you saw if you are in the condition to do that while you are waiting for medical help. If you do not put to paper all the facts that you can remember you may later forget them completely which will not be in your favor if you are not at fault.
Assist the police in preparing their report by providing them with all the information you can. That report will be later considered an important evidence against the accused party when you file for a lawsuit and get your case evaluation done by a professional car crash lawyer.
Luckily in a very high percentage of the cases, the victims are not severely injured but just stressed out. Of course, stress can also be regarded as a non-physical trauma caused by the collision and you may get compensated financially for that as well. In order to obtain the most out of your case, hurry to hire a car crash lawyer to navigate your litigation. If you wonder how to get it all started, call us and we will assist you with some free guidelines and information. Call our car accident lawyers for a free consultation

Medial Malpractice – Wrongful Death Attorneys

Was Your Doctor Mistaken? Cases of Misdiagnosis Highlight the Importance of Getting a Second Opinion

The Wall Street Journal’s reported that seeking second opinions from doctors can lead to drastic changes in diagnoses. It is not unheard of for mistakes to occur during the process of diagnosing an illness. It is possible for the reading of radiology slides and biopsies to be entirely incorrect or just false enough to leave a patient seeking the wrong treatment.wrongful death law

Second opinions have, for example, revealed malignant tumors to be benign; and, in some cases, what was initially thought to be asthma has later been diagnosed as chronic obstructive pulmonary disease. To say the least, seeking a second opinion can be an effective safeguard against misdiagnoses.

Misdiagnosis is one of the leading reasons for medical malpractice lawsuits as patients can waste valuable time seeking treatment they do not need, or undergoing surgery which proved to be useless to their condition. Some of the most common misdiagnoses involve:

Breast cancer
Lymphoma
Thyroid cancer
Salivary gland cancer
Chronic obstructive pulmonary disease
Alzheimer’s disease
Coronary artery disease

It is good to remember that doctors are human and, as a consequence, are not perfect. They can occasionally become entrenched in a diagnosis, unintentionally overlooking evidence which would either disprove their diagnosis or indicate a different diagnosis. A fresh set of eyes, as it were, can be vital to getting to the core of your ailment. Remember, you are entitled to take slides, pathology reports, and other information to another doctor for your second opinion.

Of course, we know you can’t always afford to obtain a second opinion for your diagnosis or treatment plan. Sometimes you simply have to accept what your medical professional has told you. This why it is important that your primary care physician is someone whom you trust and respect.

If you decide to seek a second opinion for your diagnosis, here are some questions to ask so you can get the most out of your second opinion:

“Are the test results contestable? Could a second round of testing prove useful?”
“Are you positive that this is the disease I have? Is it possible that there are other explanations for my symptoms?”
“Do you agree with the original diagnosis? If so, are you able to suggest any alterations or modifications to my treatment plan?”
“Have we explored all possible options?”

When it comes to your health you should try to be as informed as possible. The more you know about yourself and your condition, the more you can help your doctors treat you. If you feel you have a malpractice case, please feel free to contact us to answer your questions.